The 2023 County Business Patterns tally for Fulton County, GA child day care was 352 establishments with paid staff.
Classroom tablets, kitchen and laundry machines, camera kits and a passenger van are equipment, while cribs, cots and classroom furniture stay outside this site; teacher pay ahead of new tuition and supply orders fit working capital or a credit line. Walls, plumbing, outdoor play structures and property are outside this site. In Fulton County, GA, 24.1% of child day care employer establishments had fewer than five employees in 2023 (CBP).
At a glance
- Child day care services, Fulton County, GA
352 employer establishments (CBP 2023)
- Paid employees in child day care, Fulton County, GA
6,275 (CBP 2023)
- Child day care services, ZIP 30097
15 employer establishments (ZBP 2023)
- Child care services with no paid employees, Fulton County, GA
1,986 (NES 2024)
Daycare center financing for classroom tablets and a check-in kiosk, with Fulton County, GA child day care figures
Classroom tablets wear hard. Teachers carry them through meal, nap and diaper logs all day, and a program replaces them in sets, together with the check-in kiosk at the door; a full set is an equipment purchase with a seller's quote. Equipment financing spreads it over a term that fits how long the devices last. Tables, chairs, cubbies and rest mats are furniture and stay outside this site.
| Measure | Fulton County, GA | What it counts |
|---|---|---|
| Employer establishments | 352 | Child day care locations with a payroll |
| Paid employees | 6,275 | Teachers and staff counted in the March 12 pay period |
| Fewer than five employees | 85 (24.1%) | Establishments below five people on staff |
| Annual payroll | $191 million | All of those establishments together |
Fewer than one in four of those employer establishments, 24.1%, had under five people on payroll. Providers without any employees appear in a different program: Nonemployer Statistics found 1,986 child care services businesses with no paid employees in the county for 2024.
The county figure takes in Atlanta and every other Fulton County city, so it describes the trade around a Johns Creek, GA program rather than the city alone.
Security camera kits on daycare center financing: what a Johns Creek, GA provider gathers
A plug-in security camera kit, with cameras, a recorder and a parent-viewing app, is equipment and can be financed on its own or together with classroom items. An alarm system wired into the walls or tied to a monitoring service is building work under this site's rules and is not part of what it funds.
Before setting terms, a funding partner may ask a provider for:
- Recent business bank statements
- Enrollment and tuition records for the last few months
- The vendor's quote, listing each camera and the recorder
- Any loans or leases the program already pays each month
- Identification for the business and its owners
Spread over 24 months at an annual rate of 12.75%, an invented $5,400 camera kit costs $256.09 a month; across the two years the provider pays $6,146.16.
Daycare center financing for a new class group: term loan or credit line in Fulton County, GA
Starting a new class group inside space the program already leases means a teacher or two, tablets and supplies before the first tuition from that class comes in. Moving walls or adding a room to the building is property work outside this site, so the costs here are people and things:
- A term loan: one amount, fixed payments and a set end date, for the tablets and the first wages together
- A line of credit: draw what the gap needs, pay it down as tuition arrives, draw again if the next class needs it
- Working capital: a single sum for a single gap, repaid on a fixed schedule
Invented figures: two new teachers cost $5,900 per biweekly payroll, and the first tuition from the new class lands 40 days after they start. Either 2 or 3 paydays come first, so the program carries $11,800 to $17,700 of wages before that tuition arrives.
A dishwasher, a laundry pair and a passenger van on daycare center financing in Johns Creek, GA
A program that serves meals runs a commercial dishwasher every day, and one that washes bibs, sheets and towels on site needs a washer and dryer built for that load. Replacing them together is a planned purchase. With invented figures, $8,700 for a dishwasher and a laundry pair over 36 months at 11.75% works out to $287.93 per month. Connecting the two machines to water, drains and power is property work, which this site leaves out.
A passenger van for field trips and pickups is a work vehicle for the program and can go on equipment financing as well. With made-up figures, a $52,000 van at 9.95% across 60 months is a $1,103.57 payment; the 60 payments reach $66,214.20, of which $14,214.20 is interest.
A partner may ask to see the van's title, the dealer's price and the insurance before it funds.
Daycare center financing through a credit line in Fulton County, GA: teacher payroll and supply orders
Supply orders for diapers, wipes, art materials and food come around every few weeks, and tuition may arrive on a different schedule, with some families paying weekly and others monthly. A credit line can carry those orders and be paid down as tuition comes in.
Invented: drawing $9,000 for 21 days at 13.25% a year, counted as simple daily interest on the drawn amount, costs $68.61. How a real line charges interest is written in the partner's agreement.
Payroll alone, with no supply orders behind it, is a working capital question. Child care programs can also compare this trade with the others on the industries page. Planning a second site? A second child care center in Johns Creek, GA works through the deposit, a van and teacher payroll.
By Meadowmoor Commercial Capital ยท Updated

